Our Vision for the Future of Banking

Building a seamless bridge between traditional finance and digital assets, empowering Europeans with next-generation financial tools.

Our Vision

EuroVault aims to revolutionize the European financial landscape by creating a next-generation crypto-first neo-bank that seamlessly integrates traditional banking with digital assets. We envision a future where managing your finances across both traditional and digital realms is effortless, secure, and compliant with European regulations.

Our platform bridges the gap between conventional banking and the crypto ecosystem, offering a comprehensive solution that caters to both retail and business users. By combining the stability and familiarity of traditional banking with the innovation and potential of digital assets, we're creating a financial ecosystem that's ready for the future.

At our core, we believe in making digital assets accessible to everyone while maintaining the highest standards of security and regulatory compliance. Our commitment to European regulations, including MiCA, PSD2, and GDPR, ensures that users can confidently embrace the future of finance while knowing their assets and data are protected.

Benefits for Users

Personal IBAN Accounts

Receive salaries and make SEPA transfers seamlessly. Your personal IBAN account works just like a traditional bank account.

Fiat-Crypto Bridge

Convert between euros and cryptocurrencies easily. No more complicated transfers between different platforms.

Crypto-Backed Cards

Spend your crypto assets anywhere with our physical and virtual debit cards, featuring real-time conversion to euros.

Enterprise Security

Bank-grade security protecting your assets with multi-signature support, cold storage, and hardware security modules.

DeFi Integration

Access decentralized finance opportunities through AAVE protocol integration, enabling lending and borrowing capabilities.

Smart Analytics

Track your spending, analyze your investments, and get AI-powered insights across both traditional and crypto assets.

Our Journey to Market

Phase 1: Development (Q1 - Q2 2025)

  • • Core infrastructure and security implementation
  • • Bitcoin wallet integration and transaction handling
  • • Bank account integration for EUR deposits/withdrawals
  • • Development of custodial wallet architecture
  • • Basic KYC/AML process implementation

Phase 2: Friends & Family Beta (Q3 2025)

  • • Bitcoin deposits and withdrawals on mainnet
  • • EUR deposits/withdrawals via Bank Account
  • • Fiat-to-Bitcoin exchange with selected partners
  • • Secure user accounts with custodial wallets
  • • Manual/semi-automated transaction processing
  • • Basic KYC/AML verification for beta users

Future Expansion (Post Beta)

  • • Full automation of transaction processing
  • • Additional cryptocurrency support
  • • Enhanced security features and auditing
  • • Expanded user base beyond beta testers
  • • Advanced features based on user feedback

Our Commitment to Innovation

We're committed to building a platform that not only meets today's financial needs but anticipates tomorrow's challenges. Our development roadmap is flexible and responsive to user feedback and market demands. We're investing in cutting-edge technologies, including AI for enhanced security and personalization, while maintaining our focus on regulatory compliance and user protection.